Our Services
We can offer one-off advice or ongoing financial planning services in the following areas:
Savings & Investment Advice
Maybe you’re saving for a specific future event or just for a rainy day. Perhaps you have a lump sum you’d like to grow. Whatever your circumstances we can provide you with tax-efficient investment advice tailored to your individual situation. We strongly believe that all investors have different needs, so we never use a one-size-fits-all solution.
Values Based Investing
Also known as green, ethical, impact or environmental, social & governance investing, values based investing ensures that your money is invested in companies that match your values on environmental, social and ethical matters. Whether your priority is to invest in companies that are doing good or to screen out companies that don’t match your ideals, we can build an investment portfolio to support your values and achieve your long-term financial aims.
Review Of Your Financial Situation
Developments in rules and regulations mean the world of financial advice is always changing. So whether you’ve taken advice previously or have always just trusted your own instincts, it can never hurt to look at your finances with a fresh pair of eyes. We review existing investments to ensure that they’re tax-efficient and match your attitude to risk and long term goals.
Pension Savings
There are some great reasons to make pension savings a priority: tax relief on the contributions, tax-free growth on the investments and a range of ways to access your benefits when you retire. Pensions provide an opportunity for tax-efficient saving but people are often put-off by confusing legislation. We can cut through the confusing stuff and simplify the whole process from the savings stage right through to retirement.
Retirement Planning
With all the talk about increasing the State pension age it might feel like you’ll never be able to give up work. Perhaps you’re concerned that you won’t have enough income to live comfortably in retirement. Let us take the uncertainty out of retirement: we can advise you on maximising your pension funds and the most suitable way to take retirement income.
Financial Planning
A good financial plan doesn’t travel in a straight line, it follows the twists and turns of your life. We think that the key to effective financial planning is flexibility; as your situation and your objectives change, so should your financial plan. We’re there to offer help and support with your finances no matter what life throws your way.
Inheritance Tax & Estate Planning
Most people want to leave a legacy for the next generation. We can help you protect your estate from the costs of long term care and inheritance tax. Then you can pass something on to your loved ones but not at the expense of enjoying life while you still can.
We can also help you set up lasting power of attorney arrangements and straightforward Wills.